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Request for Proposal for Life Insurance
You are at no obligation to buy anything. Your request for a quote
and your privacy is respected.
Filling out this form does not constitute an application for
insurance. The information requested is to assist us in providing you
with an accurate quote.
Please review the type of coverage's:
Term Life Insurance
Just as the name of this product describes, the coverage is good
for a certain period of time. Or rather, a TERM. This is a very
practical insurance purchase to cover temporary and high expense needs
such as: debt, assuring income for young family, college expenses,
mortgages, and any other type of financial need for a specific period
of time. Term life insurance is very low cost, because term is
considered temporary coverage, and most likely you will out live the
term of the coverage.
Permanent Life Insurance
Again, just as the name implies, this life insurance is for your
permanent needs. Example: Burial and final expenses in life and care
of a surviving spouse. This coverage guarantees you the same coverage
for life and the premiums never change. It's permanent!
Permanent Life Insurance costs more than term, because the coverage
remains in effect for your entire life at the same premium as when the
policy is issued. It is a good idea to have at least enough permanent
insurance to cover your funeral cost. This can be purchased on you,
your spouse, children, and grandchildren.
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