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302 Broad Street Gadsden, AL 35901

256-543-2022

Office Hours
Mon - Thur  8:15 am - 4:45pm CST
Friday 8:15am - 12:15pm CST

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Product Information!
 

Life of Alabama products are designed for middle income America. Our product portfolio integrates with other insurance to “fill the gap.” The benefits from our products are paid directly to the insured during their time of need.

With the cost of health care and insurance soaring at an alarming rate, employers are looking for ways to cut costs. A great way is to provide our voluntary supplemental products for their employees at low group rates.

Our company has been a leader in worksite marketing of supplemental insurance products for over 25 years.

               
Life Insurance

 

Protector II Whole Life Plan:
We have competitive rates and guaranteed values. We can issue a policy for as little as $15.00 per month. This plan also includes a $15,000 rider on all children for only $9.75 a month.

Term Plan:
We also have a competitive Term Plans. Our agents market our life products to individuals as well as in the payroll deduction market.

 
Accident & Health

 

Cancer Plans:
We have been a market leader since 1973. Life of Alabama offers very competitive traditional and lump sum cancer plans.

Short Term Disability:
Short term disability is issued in qualifying payroll deduction groups. Our Income Protector Plan is very competitive in the blue collar market. It is a guaranteed renewable individual policy issued in payroll deduction groups. We can offer E-Z Underwriting in qualifying groups.

Voluntary Group Dental:
This is the hottest product in America today. Takeovers are considered in qualified groups. Our plans are very competitive and pays exceptional commissions. This is not just a loss leader for our agents. .

Accident Plans:
Our accident plans are simplified issued in qualifying groups. We have plans that provide 24-hour on-or-off-the-job coverage and plans that pay off-the-job only. We also have a non-group plan that is issued individually.

Major Expense Plan:
Pays a lump sum benefit of up to $50,000 for Cancer and Heart illnesses. This is a great product for our worksite marketing agents.

Intensive Care and Hospital Indemnity:
Intensive Care can be issued as a policy or as a rider to all of our health plans. The Hospital Indemnity pays for each day as a hospital inpatient and for outpatient office visits. It also pays up-front, lump sum cash upon hospital admission to help defray major medical deductible cost..

Heart Stroke Expense Plan:               
This plan protects your policyholders against the financial burden caused by Heart Disease, Heart Attack and Stroke. It pays cash benefits for the treatment and prevention of Heart Disease, Heart Attack and Stroke.   

 

 
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302 Broad Street, Gadsden, AL 35901  |    Phone: 1-800-226-2371
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